Help to Buy is available on selected plots within Lynton Homes collections – and the HM Government backed incentive could help get you moving, whether you are a first time buyer or you are looking to move on from your existing property.

Help to Buy is a Government backed scheme that has been put in place to help people who are purchasing a single property who do not currently own a property in or outside of the UK. The maximum home purchase is £600,000 in England.

You’ll be expected to pay a minimum of a 5% deposit to qualify, the government will then lend you up to 20% of the value of the property as an equity loan which can be repaid at any time within 25 years or on the sale of your home, whichever occurs first. You will be expected to secure up to a 75% mortgage from a bank or building society. The equity loan is interest free for the first five years.

THE OFFICIAL GOVERNMENT HELP TO BUY GUIDE

The government has created the Help to Buy schemes including Help to Buy: Shared Ownership and Help to Buy: Equity Loan to people take steps to buy their own home – Click the Help to Buy logo for full details.

*Please note, full Help to Buy terms and conditions apply and the incentive is subject to status.